How long will the application take?
It takes around 5 minutes to complete the online application. Just answer a few questions about yourself to receive your final personalised quote online. Your life insurance policy will be active once you enter your payment details.PopularWhat information do you need in the application?
We will ask about the medical conditions that you've been diagnosed with and the medications that you're currently taking. In order to provide an accurate quote, we also need to know how much cover you need and how long you need it to last. Please see our Cover Calculator to better understand your cover needs.PopularAm I eligible?
To be eligible for this product, you must be a UK resident and be between 18 and 65 years of age at the start date.Few readersWhat happens if I don’t tell the truth in my application?
Honesty is always the best policy. Please answer all questions honestly and truthfully. Incorrect information could result in a claim not being paid or your policy being cancelled.Few readersHow much cover can I get?
The amount of cover you can get is determined by the age of the applicant. The minimum sum assured under this policy is £20,000, the maximum cover amount is £500,000. Terms and conditions apply.Few readersWhat types of cover are available?
There are two different types of term life insurance available - Level and Decreasing cover. A Level Term policy pays out a fixed amount no matter when you claim during the policy term. Your premium is the same every month, but the total cost paid over the term could be more than that of a Decreasing Term policy. With Decreasing Term cover, the amount insured will decreases over the term of the policy. This type of cover is typically taken out for capital and interest mortgages. YourFew readersHow much cover do I need?
When deciding on how much cover to get, it is essential that you consider your unique financial situation such as your assets, the size of your mortgage, how much outstanding debt you may have, and the impact on your loved ones financial situation should the worst happen. Need help working it out? Use our Cover Calculator tool.Few readersHow long does it take to get a policy?
It takes around 5 minutes to complete the online application. Just answer a few questions about yourself to receive your final quote. If you're happy with your personalised quote, enter your payment details to start your cover.Few readersWhat is the maximum term length I can get?
You can choose how long you want the cover for, from between 5 to 40 years subject to you not being older than 90 years of age at the expiry date. Terms and conditions apply.Few readersHow long do I need the cover to last?
When deciding on how long you would like cover to last, it is worth considering the original motives for taking out Life Insurance, as this is likely to have influenced your decision. For example, if you have a mortgage which is 25 years in term, then perhaps a 25 year Life Insurance policy could be right for you.Few readersWhen will my cover start?
It takes around 5 minutes to complete the online application to receive your personalised quote online. Your life insurance policy will start once we receive your payment details.Few readers